{"meta":{"total":1,"parameters":{"filters":"CERT:15990 AND REPDTE:20260630"},"index":{"name":"risview_20260819185831","createTimestamp":"2026-08-19T18:58:33Z"}},"data":[{"data":{"ZIP":13601,"IDT1RWAJR":0,"EXTRA":0,"TFRA":0,"IDNCCONR":0.723915438283586,"STNAME":"NEW YORK","EQCDIVNTINC":0,"INSDATE":"19430701","BKPREM":17505,"SZLNCON":null,"INTAN":12572,"NTRENRSR":0,"OBSDIR":0,"OFFOA":0,"P9LTOT":null,"NTALLOTHR":35.70300157977883,"IGLSEC":281,"EEFFR":49.07776560788609,"IDT1CER":0,"NAMEHCR":"","NTREMULR":0,"DEPDOM":784288,"IBEFXTR":9125,"INTINCY":5.099483064531217,"EQV":18.30191166504975,"NETINC":9125,"LNLSDEPR":74.80810620588355,"FDICSUPVDESC":"NEW YORK","MUTUAL":1,"OFFFOR":0,"NAASSET":11472,"NTLNLSR":0.13127461399012316,"DEPUNINS":99182,"DEPNIDOM":353896,"RSSDHCR":null,"LNATRESR":1.1725329811747902,"ASDROTH":null,"SZLNRES":null,"CERT":15990,"STALP":"NY","NTCOMRER":0,"EINTEXP":1853,"DEPCSBQ":685859,"COREDEP":754095,"MSA_NAME":"","CALLFORM":51,"RSSDID":298218,"CBLRIND":1,"SC":239789,"QBPRCOMLDESC":"NEW YORK","ELNANTR":198.1818181818182,"ENDEFYMD":99991231,"NPERFV":1.194455944781902,"LNRESNCR":60.25274820392972,"CB":"1","REGAGNT":"FDIC","NUMEMP":128,"ASSET":970986,"NCREMULR":0.6266318537859008,"NCRECONR":4.173088667228895,"STCNTY":"Jefferson","NALTOT":null,"IDLNCORR":77.8033271670015,"SPECGRPDESC":"COMMERCIAL LENDING SPECIALIZATION","SZLAUTO":null,"CITY":"WATERTOWN","P9ASSET":81,"STMULT":"0","P3ASSET":11114,"DEPALLEX":0,"LIAB":793277,"ITAX":2016,"TRADE":0,"NIMY":4.674984317065972,"INSAGNT1":"DIF","DEPINS":586677,"BKCLASS":"SI","NOIJ":8894.58,"NOIJY":1.8513500715493691,"IDNCCIR":1.7449915746114961,"EFFDATE":20220831,"LSAORE":null,"ELNATR":763,"NTRER":0.001556830138155701,"INTINC":22260,"NETINBM":9125,"EQCSTKRX":0,"UC":147595,"LSALNLS":null,"NTLNLS":385,"FLDOFF":"SYRACUSE","ERNASTR":90.5,"NCLNLSR":1.946024067161665,"LNLSNET":586711,"LNNDEPC":null,"LNNDEPD":0,"DEPFOR":null,"NCRENRER":2.2676596115320966,"PARCERT":"0","ROA":1.8993105242617405,"P3LTOT":null,"RISDATE":"20260630","EQCDIV":0,"ROEINJR":10.508899454305002,"ROE":10.51,"SZLNHEL":null,"OCCDISTDESC":"null","EQ":177709,"NAME":"WATERTOWN SAVINGS BANK","HCTMULT":null,"SZLNCRCD":null,"NONIXAY":2.3316248211265775,"SZLNOTH":null,"FREPO":0,"FDICDBSDESC":"NEW YORK","CHBAL":67747,"LSAOA":null,"OFFDOM":10,"SUBCHAPS":0,"ASDRRES":null,"NCRER":2.0140017598260154,"AOAR":0.048009961008706616,"ORE":45,"ACTIVE":1,"NTRECOSR":0,"NCRERESR":1.6072949502577114,"DEPIDOM":430392,"REPDTE":"20260630","IDNTCIR":1.0242755861875672,"INTEXPY":0.42449874746524463,"RBC1AAJ":17.596110013675734,"NTRERESR":0.0035702331808546246,"ASTEMPM":7.585828125,"AOA":46617,"ROAPTX":2.3189280603616496,"PTAXNETINC":10860,"DEPDASTR":80.77,"NCCOMRER":0,"DEPBEFEX":685859,"FEDDESC":"NEW YORK","NONIIAY":0.5,"IDNTCONR":0,"ELNATRY":0.16,"NONIX":11202,"LNLSNTV":60.42,"DEP":784288,"CBSA":"WATERTOWN-FORT DRUM, NY","IDNCOTHR":0,"NIM":20407,"RBCRWAJ":0,"SZLNCI":null,"LSASCDBT":null,"IDNCGTPR":3.773911538128625,"NAMEFULL":"WATERTOWN SAVINGS BANK","IDERNCVR":30.18961038961039,"NFAA":0,"ESTYMD":18940101,"NONII":2418,"TRUST":"0","EQTOT":177709,"ID":"15990_20260630"},"score":0}],"totals":{"count":1}}