{"meta":{"total":1,"parameters":{"filters":"CERT:30076 AND REPDTE:20260630"},"index":{"name":"risview_20260819185831","createTimestamp":"2026-08-19T18:58:33Z"}},"data":[{"data":{"ZIP":7407,"IDT1RWAJR":16.79896112509587,"EXTRA":0,"TFRA":0,"IDNCCONR":0.03395009336275675,"STNAME":"NEW JERSEY","EQCDIVNTINC":0,"INSDATE":"19890809","BKPREM":12458,"SZLNCON":null,"INTAN":33716,"NTRENRSR":0.020744643901058832,"OBSDIR":165000,"OFFOA":0,"P9LTOT":null,"NTALLOTHR":0,"IGLSEC":-1215,"EEFFR":66.67722131334986,"IDT1CER":16.79896112509587,"NAMEHCR":"","NTREMULR":-0.0006668136620339417,"DEPDOM":3039745,"IBEFXTR":12795,"INTINCY":5.106834064940601,"EQV":11.855692962907447,"NETINC":12795,"LNLSDEPR":107.37236182640319,"FDICSUPVDESC":"NEW YORK","MUTUAL":1,"OFFFOR":0,"NAASSET":18972,"NTLNLSR":0.020634987822508173,"DEPUNINS":1264573,"DEPNIDOM":347905,"RSSDHCR":null,"LNATRESR":0.8381757009254932,"ASDROTH":0,"SZLNRES":0,"CERT":30076,"STALP":"NJ","NTCOMRER":0,"EINTEXP":42497,"DEPCSBQ":3039960,"COREDEP":2762891,"MSA_NAME":"","CALLFORM":41,"RSSDID":845573,"CBLRIND":0,"SC":471196,"QBPRCOMLDESC":"NEW YORK","ELNANTR":162.72189349112426,"ENDEFYMD":99991231,"NPERFV":0.4700396778697084,"LNRESNCR":145.41429475015812,"CB":"1","REGAGNT":"FDIC","NUMEMP":328,"ASSET":4036255,"NCREMULR":0.7787144242438865,"NCRECONR":0,"STCNTY":"Bergen","NALTOT":null,"IDLNCORR":118.13155133517755,"SPECGRPDESC":"COMMERCIAL LENDING SPECIALIZATION","SZLAUTO":null,"CITY":"ELMWOOD PARK","P9ASSET":0,"STMULT":"0","P3ASSET":1800,"DEPALLEX":0,"LIAB":3557729,"ITAX":4315,"TRADE":0,"NIMY":2.8441994198017757,"INSAGNT1":"DIF","DEPINS":1775387,"BKCLASS":"SL","NOIJ":13754.85,"NOIJY":0.6820635254101807,"IDNCCIR":2.0458725928150456,"EFFDATE":20220831,"LSAORE":null,"ELNATR":550,"NTRER":0.006151332726622762,"INTINC":95917,"NETINBM":12795,"EQCSTKRX":0,"UC":250152,"LSALNLS":null,"NTLNLS":338,"FLDOFF":"JAMESBURG","ERNASTR":92.98,"NCLNLSR":0.5764052993315376,"LNLSNET":3263846,"LNNDEPC":null,"LNNDEPD":0,"DEPFOR":null,"NCRENRER":0.26365222120710063,"PARCERT":"0","ROA":0.6344673193545012,"P3LTOT":null,"RISDATE":"20260630","EQCDIV":0,"ROEINJR":5.40858906770353,"ROE":5.41,"SZLNHEL":null,"OCCDISTDESC":"null","EQ":478526,"NAME":"SPENCER SAVINGS BANK SLA","HCTMULT":null,"SZLNCRCD":null,"NONIXAY":1.8829224736638623,"SZLNOTH":0,"FREPO":0,"FDICDBSDESC":"NEW YORK","CHBAL":36827,"LSAOA":null,"OFFDOM":28,"SUBCHAPS":0,"ASDRRES":3267,"NCRER":0.553172636888571,"AOAR":0.0540629866051575,"ORE":0,"ACTIVE":1,"NTRECOSR":0,"NCRERESR":0.5896392693906889,"DEPIDOM":2691840,"REPDTE":"20260630","IDNTCIR":0.9349665660689982,"INTEXPY":2.2626346451388257,"RBC1AAJ":11.231426837916281,"NTRERESR":-0.0017099219933586628,"ASTEMPM":12.305655487804879,"AOA":218212,"ROAPTX":0.8484357822708493,"PTAXNETINC":18325,"DEPDASTR":75.31,"NCCOMRER":0,"DEPBEFEX":3039960,"FEDDESC":"NEW YORK","NONIIAY":0.17,"IDNTCONR":-0.030875315185509185,"ELNATRY":0.03,"NONIX":37972,"LNLSNTV":80.86,"DEP":3039745,"CBSA":"NEW YORK-NEWARK-JERSEY CITY, NY-NJ","IDNCOTHR":0,"NIM":53420,"RBCRWAJ":17.856610428974587,"SZLNCI":null,"LSASCDBT":null,"IDNCGTPR":0,"NAMEFULL":"SPENCER SAVINGS BANK, SLA","IDERNCVR":55.84319526627219,"NFAA":0,"ESTYMD":19390919,"NONII":3427,"TRUST":"0","EQTOT":478526,"ID":"30076_20260630"},"score":0}],"totals":{"count":1}}